ANALYSIS OF MANAGEMENT AND PERFORMANCE IN FINANCIAL INSTITUTIONS.

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ABSTRACT
This Research Work in an attempt to the Analysis of Management and Performance in Financial Institutions using Cadbury Nigeria Plc. and Nestle Food Nigeria Plc as a case study. One area in which accountants in industry can make a valuable contribution to improve financial performance is by instituting and Interpreting business ratio analysis and applicable predictive model, this interpretation of ratios and predictive model may often suggest strength and weaknesses in the operations and financial position of the company, which may lead to depth or further investigation.
The method of data collected was by questionnaire on Ratio Analysis as a Predictive Tool for Business Performance, while secondary data from official reports of the organization was used for productivity and profitability. the questionnaire were distributed to the various departments to ensure that each section employee is given a chance of being sampled and the method of data analysis was used coding and decoding of questionnaire received from performance of staff, under different leadership and by the use of chi-square (X2) test.

 
This research work is being conducted in anticipation that it will put an end to the problem of management succession in organization, for better management function and improvement in the organization's productivity.
The evaluation of performance of business firm is an important aspect of financial management since this will help all those who have interest in the firm to make sound decision that would favour them. In the light of the above, it is highly recommended that the ALTMANZ score could still be used in predicting how a firm would perform.
It is recommended that when applying a model caution should be maintained so as to be misguide, other underlying factors should' be considered before forming an opinion on the business performance such management policy.
 
 
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